$50 gift on 27 May 2025 (high-yield savings) + $50 into IWDA on 11 May 2026.
📅 Started: 27 May 2025 · 💸 Topped up: 11 May 2026
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Your Portfolio
$50 high-yield savings (27 May 2025) + $50 IWDA (11 May 2026)
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All Cash
Kept in your wallet — safe but boring!
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All IWDA
Invested in 1,400+ world companies
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All High-Yield Savings
10% yr 1, then 5% p.a. after that
⚠️ IWDA data couldn't load:
📈 How has each option done so far?
Real data from 27 May 2025 to today. Each scenario receives a $50 deposit on 27 May 2025 and another on 11 May 2026 — except the purple Portfolio line, which shows your actual mix ($50 in HYS, then $50 into IWDA).
🚀 What could $50 become by 2040?
Estimated future values — IWDA assumes 7% per year (its long-run average). Dashed lines = estimates!
💰 What's the difference, really?
Pick two choices and a year — see what the gap is worth in stuff you actually want.
In 2035…
S$0.00
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Same projection assumptions as the chart above. The 2026 prices for "stuff" are rough Singapore street prices — they're meant to give you a feel, not be exact!
🧪 Simulate your own scenario
Adjust assumptions and add extra deposits to see how the IWDA projection changes.
Annual IWDA growth rate
% per year
Additional lump-sum deposits (invested in IWDA)
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What is IWDA?
IWDA is a fund that owns tiny pieces of over 1,400 companies in 23 countries — Apple, Samsung, HSBC and many more. When those companies earn money, yours grows too!
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The Compound Magic
When your money earns interest, that interest also earns interest next time. It's like a snowball rolling downhill — the longer you wait, the bigger it gets. Starting young is a superpower! 💪